Terms of Service

Effective July 2026

1. Acceptance

By creating a BullBearX account or using any BullBearX application, website, or service, you agree to these Terms of Service. If you do not agree with these terms, please do not use our services.

2. About BullBearX

BullBearX is an AI-powered trading intelligence platform that provides market analysis, educational content, quantitative tools, and decision-support software.

BullBearX does not provide financial, investment, legal, or tax advice.

3. No Investment Advice

All information provided by BullBearX is for educational and informational purposes only. Nothing within BullBearX constitutes:

• Financial advice
• Investment recommendations
• Trading instructions
• Portfolio management
• Fiduciary services

You are solely responsible for your own investment decisions.

Trading stocks, options, futures, cryptocurrencies, and other financial instruments involves substantial risk, including the possible loss of your entire investment.

4. User Accounts

You are responsible for:

• Maintaining account security
• Keeping your password confidential
• All activity under your account

Accounts may not be shared, sold, rented, or transferred.

5. Subscription Services

Some BullBearX applications require an active subscription.

Subscriptions provide access only to the products included in your selected plan. Future products may require separate subscriptions.

6. Availability

While we strive for high availability, BullBearX does not guarantee uninterrupted service. Services may be unavailable due to:

• Maintenance
• Market data providers
• Internet outages
• Third-party services
• Unexpected technical issues

7. Intellectual Property

All software, algorithms, AI models, charts, branding, content, and documentation remain the property of BullBearX. You may not:

• Copy
• Redistribute
• Reverse engineer
• Resell
• Republish
• Create derivative commercial products

without written permission.

8. Limitation of Liability

BullBearX shall not be liable for:

• Trading losses
• Missed opportunities
• Data inaccuracies
• Service interruptions
• Third-party failures

Your use of BullBearX is entirely at your own risk.

9. Changes

We may update these Terms periodically. Continued use of BullBearX constitutes acceptance of the updated Terms.